After years of having no coverage I finally can check one thing off my to do list. Starting February 1st, I will be insured with Blue Cross Blue Shield of NC. I got it in case of any emergencies and the monthly premium is $163.84, which isn't too bad. I'm glad I ponied up and did this, I've been having some terrible nightmares of going into more debt because of being in the hospital, even though I'm a very healthy girl.